Kenya's Farmer Lending OS

Credit infrastructure
built for group farming

GroupFlux connects farmers, group leaders, lenders, and investors through a trust score engine verified by M-Pesa transaction data. Transparent. Accountable. Designed for Kenya.

Four Roles. One Platform.

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Farmer

Build your trust score season by season. Phone OTP login, M-Pesa repayments.

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Group Leader

Manage your cooperative, oversee disbursements, and maintain group standing.

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Lender / Admin

Disburse loans to whole groups instantly. Monitor repayment across your portfolio.

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Investor

Choose investment tiers. View seasonal yield charts. Deploy capital at scale.

The GroupFlux Trust Score

Every farmer on GroupFlux has a 0โ€“100 trust score, automatically calculated from their repayment history, season tenure, and default record โ€” all verified via M-Pesa callbacks.

Bank Verification Portal โ†’